01 Connect / add information
Start with the pieces you already know.
Accounts, income, debts, tax documents, goals, and life records can arrive in stages. CanVest still builds one picture from partial information.
Canadian financial command centre
Your financial life. Understood in one place.
CanVest One brings together money, investing, taxes, life records, and planning so Canadian households can see what matters and know what to do next.
Built around Canadian money with RRSP, TFSA, FHSA, T4, NOA, and provincial tax context.
One connected picture across cash flow, investments, documents, goals, and planning.
Explain before you act with a next move you can test inside Decision Lab.
Income
Cash
Debt
Invest
Tax
Goals
Life Vault
CanVest OneOne financial pictureAccounts, taxes, investing, records, and goals translated into one view.
Your next moveBuild your safety buffer$1,850 available this month. Hold one month of cash before accelerating RRSP.
How it works
Scattered details become one financial picture.
Bring in what you already know. CanVest uses income, cash, debt, tax, investments, goals, and life records to decide what matters next.
Financial pictureCanVest OneOne view of money, investing, tax, records, and goals.
ResultNext move appears with contextRecommendation, explanation, and what to test next all come from the same picture.
Selected input
Tax documents become active planning inputs.
T4s, NOAs, and contribution room stop living in a folder. They change the plan, the explanation, and the scenarios you should test next.
ReadsT4, T1, NOA, RRSP and FHSA details
FeedsRefund estimates, room, and timing
Hover or tap any nodeKeyboard focus works tooSynthetic marketing example
Product story
CanVest doesn’t stop at dashboards.
The product builds your picture, finds the pressure points, explains the trade-off, and keeps the decision alive after the first recommendation.
Product story
02 CanVest builds the picture
The scattered inputs become one financial view.
CanVest rolls balances, room, obligations, and goals into one operating picture instead of making you jump between calculators and folders.
03 CanVest finds what matters
The product surfaces the pressure point.
CanVest highlights the constraint that deserves attention first, whether that is resilience, debt, tax timing, or a goal that is slipping.
04 CanVest explains why
The recommendation comes with evidence.
Instead of a generic rule, CanVest explains which signals drove the recommendation and what information is still missing.
05 You can model the decision
Test the move before you commit.
Decision Lab lets you compare scenarios like a $5,000 RRSP contribution, faster debt payoff, or a new savings cadence before anything changes in real life.
06 CanVest tracks the progress
The recommendation does not disappear after one click.
Progress, reminders, and updated signals keep the plan alive after the initial decision, so the product acts more like a command centre than a one-time calculator.
CanVest One product demonstrationStart with the pieces you already know.
Synthetic walkthroughSignals connected6Income, cash, debt, tax, goals, records
Household view82%Picture completeness after setup
Next sync09:30Fresh data keeps the picture current
RBC chequingCash foundation · synced this morning
liveWealthsimple RRSPRegistered investing context added
liveNOA 2025Tax Vault extracted contribution room
readyActive system stateNext moveCanVest keeps the command centre focused on the current decision instead of scattering it across tabs.
Money plan
Know where your next dollar should go.
CanVest compares your buffer, debt cost, contribution room, and goals before it suggests one priority. The recommendation is specific, but the reasoning stays visible.
Current synthetic scenario$1,850 available this month
Recommended next move$475Finish the safety bufferHold one more month of cash before accelerating RRSP or extra debt payments.
Credit cardStill expensive at 19.99% APR, but second after the buffer closes.
RRSPWorth testing next for the tax impact, not before the runway is stable.
TFSAMoves up once short-term resilience is in place.
MortgageSteady long-term value, lower urgency right now.
Why this ranked firstCurrent cash runway is below target and one unexpected bill would pause every other plan.
What happens nextAfter the buffer closes, the same picture can compare RRSP, debt, FHSA, TFSA, and mortgage prepayment.
Tax Vault
Your taxes shouldn’t disappear into a folder once a year.
T4s, NOAs, contribution room, and yearly tax signals become something you can use for planning, not just filing.
T4T1NOARRSP receipt
T4 2025Employment income and withholding move straight into the yearly picture.
NOA 2025Assessment and contribution room stay visible after filing season ends.
RRSP receiptContribution timing becomes a planning input, not a note in a folder.
Estimated refund$2,840Based on structured tax records already on hand.
RRSP room$14,200Available to the next recommendation and the next scenario.
TFSA room$6,500Still visible when the system compares contribution paths.
Planning bridgeTax → planTax Vault becomes understanding first, then planning.
Mortgage packageDocuments, renewal date, and household context stay together.
PropertyRenewal tracked
Insurance policyCoverage details stay searchable without becoming a generic file dump.
LifeReview reminder set
Employment recordImportant paperwork can inform both tax context and life reminders.
EmploymentSearchable
Life Vault keeps the context alive.
Your financial life is more than transactions. Records stay organized, searchable, and reminder-aware so CanVest can notice what is missing before it becomes urgent.
InsurancePropertyEmploymentEstate
Life Vault
Your financial life is more than transactions.
Life Vault keeps important records organized with context, search, and renewal awareness, without pretending to be a generic cloud drive.
Decision Lab
Try the decision before you make it.
Compare how the same move changes liquidity, taxes, debt timelines, or goal progress before anything in real life changes.
What changes if I contribute $5,000 to my RRSP this month?
Immediate tax relief appears now, while the long-term path improves without touching the emergency buffer below the floor.
Scenario simulationSynthetic exampleTax-aware comparison
Estimated tax reduction$1,420
Projected retirement gap-8 months
Cash left this month$350
ConfidenceHigh
Tax benefit now82%
Liquidity retained54%
Long-term growth72%
Decision Lab compares the refund timing, the room still available, and the cash pressure created by the move.
Quick answers
Calculators when you want speed, not a full scenario.
RRSP, FHSA, TFSA, savings, investing, and debt questions can stay quick while still pointing back to the same financial picture.
Estimate how much a contribution could reduce this year’s tax bill.
ProvinceOntario
Income$92,000
RRSP room$14,200
Estimated refund effect$1,420
Contribution tested$5,000
Room remaining$9,200
Next best stepSend refund to TFSA
Tied to planYes
Quick answer only. The full Money Plan and Decision Lab still decide how this fits with the rest of your picture.
Ask CanVest
Ask questions about your financial picture.
The assistant can show what it calculated, then explain the decision in plain language. The goal is clarity, not generic finance chat.
Pick a question
Ask about the move in front of you, not a generic finance topic.
Should I put my next $5,000 toward my RRSP or my credit card?
Calculated from your picture
Your credit card is still costing 19.99% APR, but your buffer is also below target. CanVest would fund one more month of cash first, then compare RRSP against debt with the remaining room.
Plain-language explanationThis answer mixes deterministic inputs from your picture with a plain-language explanation. The math is grounded in your cash runway, APR, and contribution room before the assistant explains the trade-off.
Cash buffer 3.2 monthsAPR 19.99%RRSP room $14.2k
Invest
Your portfolio shouldn’t live outside the rest of your plan.
Investing, contribution room, cash flow, and long-term goals stay connected so the product feels more intelligent than a tracker alone.
AllocationSee holdings and account mix in context.
48 / 31 / 21Contribution roomRRSP, TFSA, and FHSA stay visible while the portfolio grows.
$20.7kGoal overlapRetirement, home, and liquidity priorities stay in the same story.
ConnectedLong-term projection+14 yearsContribution consistency matters more when you can see it next to the rest of your life.
Plan alignment
Tax efficiency
Liquidity balance
Built for Canada
Built around Canadian money.
RRSP, TFSA, FHSA, CRA documents, provincial tax context, and Canadian record-keeping are part of the product itself, not patched on later.
RRSPTFSAFHSACRAT4NOACPP/QPPEI/QPIP
13 provinces and territoriesTax-aware planningCanadian document context
Trust & security
Specific about trust. Careful about claims.
CanVest should feel serious before signup. These statements are grounded in the existing trust, privacy, auth, and privacy-center implementation already in the repo.
Encrypted in transit and at rest
The legal and trust pages already state TLS for data in transit and encryption at rest for stored data.
User-scoped data access
Row-level security keeps one account from querying another, and admin actions are separately controlled and audit logged.
Protected actions require a fresh check
The signed-in app supports MFA with authenticator apps, passkeys, recovery codes, and step-up checks for sensitive actions.
Read-only institution connections
Supported Plaid and SnapTrade connections are described as read-only and revocable, with credentials handled by the provider rather than CanVest.
Privacy controls are in the product
Privacy Center already supports consent review, data export, correction requests, and formal erasure requests.
No personal-data selling claim drift
The privacy policy says personal information is not sold, rented, or shared for third-party marketing purposes.
Pricing
Free to start. One Pro product when you are ready.
Monthly and annual Pro have the same entitlements. The only difference is billing cadence.
Free
Manual tracking and a clear starting point.
$0
Add the essentials, see your picture, and upgrade only when live connections or deeper vault tools matter.012 bank or debit accounts plus 1 investment account and 2 liability or credit accounts.
021 financial goal and 1 saved scenario with manual-only setup.
03Canadian planning context without linked institutions or advanced AI reasoning.
Pro
The full command centre, connected.
Unlimited tracking, live institution context, Tax Vault, Life Vault, and CanVest AI across your financial picture.
Pro Monthly$12.99 CAD/moSame Pro entitlements. Choose this if you want flexibility month to month.
Pro Annual$120.00 CAD/yrSame Pro entitlements. Save 23% with the yearly billing cadence.
01Unlimited accounts, liabilities, goals, and scenarios with one connected picture.
02Linked institutions and read-only connections through supported providers, plus Tax Vault and Life Vault uploads.
03CanVest AI for grounded profile questions and deeper reasoning across tax, planning, and investment decisions.
No public Pro+ tier. Monthly and annual Pro unlock the same features.
Final CTA
Know what to do next.
Build your financial picture, see what matters, and test the decision before you make it.
One picture. Better decisions.Money, invest, tax, records, plan, and Ask CanVest stay connected.