Financial Disclaimer

CanVest One is not a bank, a registered investment advisor, broker-dealer, financial planner, accounting firm, law firm, tax filing agency, or brokerage — and it is not affiliated with the CRA. CanVest One is not licensed to provide financial advice under any applicable Canadian or provincial securities, investment, or financial services legislation.

The information provided through CanVest One — including dashboards, projections, AI-generated responses, reports, and any other content — is for informational and organizational purposes only. It does not constitute and should not be interpreted as financial, investment, tax, accounting, or legal advice.

CanVest One does not recommend, endorse, or suggest any specific securities, investment strategies, financial products, or courses of action. References to specific assets, account types, or financial instruments are for tracking and organizational purposes only.

Before making any investment or financial decision, you should consult with a qualified financial advisor, investment professional, or other appropriate licensed professional who can evaluate your specific circumstances.

CanVest One AI is not the same across every plan. On the Free plan, there is no AI access. On Pro, answers about your own profile (balances, RRSP/TFSA room, transactions, budget, goals) are generated deterministically from your stored data by our own code — not a generative AI model. Pro also uses OpenAI to provide reasoning — analysis, forecasts, and tax or investment strategy suggestions.

AI-generated content may be incomplete, inaccurate, or out of date. It does not constitute personalized financial advice. AI responses should never be the sole basis for any financial decision. Always verify important information independently and consult a qualified professional before acting. See our Privacy Policy for what data is used to generate AI responses on each plan.

You are solely responsible for all financial decisions you make, including decisions made after reviewing information provided by CanVest One or its AI features. CanVest One, its employees, contractors, and affiliates accept no responsibility or liability for any financial decisions you make based on content within the application.

You acknowledge that financial planning involves inherent risk and uncertainty, and that no tool or platform can guarantee financial outcomes.

Market data, security prices, and financial information displayed in CanVest One may be delayed, incomplete, or inaccurate. Real-time or near-real-time data is provided by third-party services and is subject to their availability, accuracy, and terms of service.

CanVest One makes no warranty that market data is current, accurate, or complete. Do not rely on prices or valuations shown in CanVest One as definitive figures for trading or financial decisions.

Account balances, transaction histories, and other financial data retrieved from connected institutions (via Plaid, SnapTrade, or other data providers) are provided as-is. This data may contain errors, omissions, delays, or discrepancies compared to your actual account balances.

Always verify important figures directly with your financial institution before relying on them for financial decisions, tax filings, or other purposes.

Past performance of any investment, portfolio, asset class, or financial strategy is not indicative of future results. Historical returns, projections, forecasts, and simulations shown in CanVest One are illustrative only and do not guarantee future performance.

All investments carry risk, including the possible loss of principal. The value of investments can go down as well as up.

Any tax-related information, estimates, or projections provided by CanVest One — including RRSP/TFSA contribution room estimates, CRA data summaries, or tax planning suggestions — are informational only and do not constitute tax advice.

Tax laws are complex and change frequently. Consult a qualified tax professional or accountant before making any tax-related financial decisions.

We strongly encourage all CanVest One users to consult with a qualified financial advisor, investment professional, accountant, or legal advisor before making significant financial decisions. A qualified professional can evaluate your complete financial picture and provide advice tailored to your specific situation and goals.